Last Modified: April 21, 2025
1. Use of This Website
By accessing this site, you agree to use it only for lawful purposes. You agree not to use it in a way that may damage the site or interfere with other users.
All content on this site — including text, images, branding, and layout — is owned by MoneyCares unless otherwise stated. You may not copy, distribute, or reuse content without permission.
2. Financial Services Disclaimer
MoneyCares Consulting provides financial support services including small business bookkeeping, fractional CFO services, and personal finance coaching. MoneyCares is not a public accounting firm. We do not offer tax preparation, investment advice, or legal services. All guidance is based on the detail and accuracy of the information you provide and meant to support your financial awareness and organization. Final decisions about your finances and/or business are your responsibility.
3. Discovery Calls & Client Engagement
Discovery calls are free and provided for informational purposes. A formal agreement outlining scope of work, fees, and deliverables will be provided before any paid services begin.
We reserve the right to decline projects that are not a good fit for our services or capacity.
4. Confidentiality
We take your privacy seriously. Any financial or personal information you share with us is kept confidential and will not be shared without your written consent, except as required by law.
5. Payments & Cancellations
Payment terms for services will be clearly outlined in your client agreement. In general:
• Monthly packages are billed in advance.
• Personal finance sessions must be paid prior to your scheduled appointment.
• We kindly ask for 24-hour notice for cancellations or reschedules.
No refunds will be issued once work has begun.
6. Limitation of Liability
While we aim to provide helpful, accurate, and timely service, we cannot guarantee financial outcomes or business results. MoneyCares is not liable for any loss or damages arising from your use of our services or reliance on website content.
7. Changes to These Terms
We may update these Terms & Conditions from time to time. When we do, we’ll update the effective date at the top of the page. Continued use of the site means you accept the revised terms.
8. Information We Collect
We collect personal and business-related information to provide our services and ensure that we can deliver the best possible experience to our clients. The types of information we may collect include:
• Personal Information: When you contact us or engage in our services, we may collect your name, email address, phone number, billing address, and other contact information.
• Business Information: If you are a business client, we may collect your business name, industry, financial data, transaction records, and any other information relevant to your business’s financial management.
• Payment Information: If you engage in paid services, we may collect payment information, including credit card or other payment method details. This information is processed securely by trusted third-party payment processors.
• Cookies and Tracking Technologies: We use cookies and similar technologies to enhance your experience on our website, analyze trends, and track user behavior.
9. How We Use Your Information
The information we collect is used for the following purposes:
• Service Provision: To provide bookkeeping, CFO advisory, and personal finance services to you and your business.
• Communication: To respond to your inquiries, communicate about your account or services, and offer customer support.
• Processing Payments: To securely process payments and manage billing information.
• Improvement of Services: To enhance our website, services, and user experience based on your interactions.
• Legal Compliance: To comply with legal obligations and respond to requests from regulatory bodies, government agencies, or law enforcement.
10. How We Protect Your Information
We are committed to safeguarding your personal and business data. We implement physical, electronic, and administrative safeguards to protect your information from unauthorized access, alteration, or disclosure. These include secure servers, encrypted data transmission, and access control protocols.
However, please note that while we strive to use commercially acceptable means to protect your information, no method of electronic storage or transmission is completely secure.
11. Sharing Your Information
We do not sell, rent, or share your personal information with third parties except in the following cases:
• Service Providers: We may share your information with trusted third-party service providers (such as payment processors or cloud storage providers) who assist us in operating our business. These service providers are contractually obligated to keep your information confidential and secure.
• Legal Requirements: We may disclose your information if required by law or to comply with legal processes, government requests, or regulatory obligations.
• Business Transactions: In the event of a merger, acquisition, or sale of assets, your information may be transferred as part of that transaction.
12. Your Rights
You have the following rights regarding your personal information:
• Access: You can request access to the personal information we hold about you.
• Correction: You can request corrections to any inaccuracies in the information we hold.
• Deletion: You can request that we delete your personal information, subject to certain limitations (e.g., if we need to retain it for legal reasons).
• Opt-Out: You can opt out of receiving marketing communications from us by following the unsubscribe instructions in the emails we send or by contacting us directly.
To exercise any of these rights, please contact us at moneycaresllc@gmail.com
13. Cookies and Tracking Technologies
We use cookies and similar tracking technologies on our website to help improve your user experience and analyze website traffic. Cookies are small text files stored on your device that allow us to track your website interactions and provide relevant content.
You can choose to disable cookies through your browser settings, but this may affect the functionality of certain features on our website.
14. Third-Party Links
Our website may contain links to third-party websites. These websites are not operated or controlled by MoneyCares Consulting, and we are not responsible for their privacy practices. We encourage you to review the privacy policies of any third-party websites you visit.
15. Children’s Privacy
Our services are not intended for individuals under the age of 18, and we do not knowingly collect personal information from children. If you believe we have inadvertently collected such information, please contact us immediately, and we will take steps to delete it.
16. Changes to This Privacy Policy
We may update this Privacy Policy periodically. When we do, we will update the "Effective Date" at the top of this page. We encourage you to review this policy regularly to stay informed about how we are protecting your information.
17. Contact Us
If you have any questions, concerns, or requests related to this Privacy Policy or the handling of your personal information, please contact us at:
MoneyCares Consulting
Email: moneycaresllc@gmail.com